Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,631,000 | 124,196,000 | 123,696,000 | 126,651,000 |
| Total loans | 55,228,000 | 55,248,000 | 55,022,000 | 56,506,000 |
| Allowance for loan losses | 1,201,000 | 1,200,000 | 1,192,000 | 1,260,000 |
| Securities available for sale | 47,935,000 | 48,352,000 | 49,125,000 | 45,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,094,000 | 102,284,000 | 100,956,000 | 103,925,000 |
| Interest-bearing deposits | 85,350,000 | 84,424,000 | 82,100,000 | 82,058,000 |
| Noninterest-bearing deposits | 17,744,000 | 17,860,000 | 18,856,000 | 21,867,000 |
| Equity capital | 15,223,000 | 16,439,000 | 17,120,000 | 17,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,551,000 | 3,815,000 | 5,100,000 |
| Interest expense | 258,000 | 500,000 | 731,000 | 958,000 |
| Net interest income | 984,000 | 2,051,000 | 3,084,000 | 4,142,000 |
| Noninterest income | 243,000 | 518,000 | 823,000 | 1,081,000 |
| Noninterest expense | 859,000 | 1,730,000 | 2,719,000 | 3,646,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 339,000 | 838,000 | 1,236,000 | 1,629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 838,000 | 1,236,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,211,000 | 16,503,000 | 16,797,000 | 16,672,000 |
| Total capital | 16,989,000 | 17,265,000 | 17,553,000 | 17,459,000 |
| Risk-weighted assets | 61,820,000 | 60,493,000 | 60,083,000 | 62,513,000 |