Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,091,000 | 129,238,000 | 121,991,000 | 124,411,000 |
| Total loans | 57,106,000 | 57,360,000 | 57,352,000 | 56,643,000 |
| Allowance for loan losses | 1,140,000 | 1,144,000 | 1,144,000 | 1,159,000 |
| Securities available for sale | 49,717,000 | 48,916,000 | 49,148,000 | 48,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,320,000 | 105,797,000 | 99,397,000 | 102,330,000 |
| Interest-bearing deposits | 94,947,000 | 89,381,000 | 83,764,000 | 83,777,000 |
| Noninterest-bearing deposits | 16,373,000 | 16,416,000 | 15,633,000 | 18,552,000 |
| Equity capital | 16,503,000 | 15,012,000 | 14,020,000 | 13,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,680,000 | 3,994,000 | 5,321,000 |
| Interest expense | 304,000 | 601,000 | 887,000 | 1,158,000 |
| Net interest income | 1,067,000 | 2,079,000 | 3,107,000 | 4,163,000 |
| Noninterest income | 259,000 | 427,000 | 696,000 | 808,000 |
| Noninterest expense | 825,000 | 1,678,000 | 2,456,000 | 3,279,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 743,000 | 1,083,000 | 1,602,000 | 1,947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,083,000 | 1,602,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,396,000 | 15,509,000 | 15,903,000 | 15,876,000 |
| Total capital | 16,205,000 | 16,304,000 | 16,688,000 | 16,660,000 |
| Risk-weighted assets | 64,351,000 | 63,286,000 | 62,406,000 | 62,320,000 |