Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 126,131,000 | 124,945,000 | 124,004,000 | 126,354,000 |
| Total loans | 57,404,000 | 57,387,000 | 56,424,000 | 56,792,000 |
| Allowance for loan losses | 1,118,000 | 1,209,000 | 1,101,000 | 1,079,000 |
| Securities available for sale | 44,046,000 | 48,963,000 | 53,172,000 | 52,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,223,000 | 100,639,000 | 98,938,000 | 101,744,000 |
| Interest-bearing deposits | 82,423,000 | 84,394,000 | 83,623,000 | 82,193,000 |
| Noninterest-bearing deposits | 14,801,000 | 16,245,000 | 15,315,000 | 19,551,000 |
| Equity capital | 15,500,000 | 15,947,000 | 16,553,000 | 16,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,851,000 | 4,295,000 | 5,708,000 |
| Interest expense | 400,000 | 757,000 | 1,090,000 | 1,416,000 |
| Net interest income | 1,022,000 | 2,094,000 | 3,205,000 | 4,292,000 |
| Noninterest income | 216,000 | 245,000 | 391,000 | 520,000 |
| Noninterest expense | 792,000 | 1,607,000 | 2,345,000 | 3,096,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 371,000 | 582,000 | 1,026,000 | 1,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 582,000 | 1,026,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,250,000 | 14,252,000 | 14,593,000 | 14,658,000 |
| Total capital | 15,040,000 | 15,035,000 | 15,374,000 | 15,436,000 |
| Risk-weighted assets | 62,863,000 | 62,246,000 | 62,133,000 | 61,932,000 |