Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,671,000 | 119,900,000 | 126,637,000 | 125,069,000 |
| Total loans | 59,048,000 | 59,620,000 | 58,673,000 | 58,162,000 |
| Allowance for loan losses | 999,000 | 1,082,000 | 1,060,000 | 1,030,000 |
| Securities available for sale | 32,564,000 | 36,074,000 | 41,457,000 | 43,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,354,000 | 91,991,000 | 97,614,000 | 96,659,000 |
| Interest-bearing deposits | 79,373,000 | 78,576,000 | 77,964,000 | 81,012,000 |
| Noninterest-bearing deposits | 13,980,000 | 13,414,000 | 19,650,000 | 15,647,000 |
| Equity capital | 13,969,000 | 14,519,000 | 15,373,000 | 15,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,839,000 | 4,268,000 | 5,761,000 |
| Interest expense | 456,000 | 886,000 | 1,311,000 | 1,720,000 |
| Net interest income | 984,000 | 1,953,000 | 2,957,000 | 4,041,000 |
| Noninterest income | 214,000 | 396,000 | 240,000 | 441,000 |
| Noninterest expense | 797,000 | 1,614,000 | 2,463,000 | 3,253,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 450,000 |
| Pretax income | 335,000 | 603,000 | 595,000 | 840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 603,000 | 595,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,986,000 | 14,006,000 | 13,894,000 | 13,881,000 |
| Total capital | 14,848,000 | 14,870,000 | 14,761,000 | 14,730,000 |
| Risk-weighted assets | 68,852,000 | 68,939,000 | 69,158,000 | 67,730,000 |