Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,283,000 | 121,723,000 | 121,619,000 | 120,418,000 |
| Total loans | 65,133,000 | 63,007,000 | 60,690,000 | 60,550,000 |
| Allowance for loan losses | 1,045,000 | 854,000 | 829,000 | 985,000 |
| Securities available for sale | 34,442,000 | 34,611,000 | 35,719,000 | 34,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,155,000 | 94,280,000 | 93,549,000 | 93,758,000 |
| Interest-bearing deposits | 79,333,000 | 80,552,000 | 80,168,000 | 78,866,000 |
| Noninterest-bearing deposits | 13,823,000 | 13,729,000 | 13,382,000 | 14,892,000 |
| Equity capital | 13,786,000 | 14,023,000 | 14,540,000 | 13,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,194,000 | 4,741,000 | 6,309,000 |
| Interest expense | 576,000 | 1,123,000 | 1,661,000 | 2,164,000 |
| Net interest income | 1,024,000 | 2,071,000 | 3,080,000 | 4,145,000 |
| Noninterest income | 206,000 | 475,000 | 707,000 | 940,000 |
| Noninterest expense | 826,000 | 1,532,000 | 2,374,000 | 3,059,000 |
| Provision for loan losses | 75,000 | 500,000 | 575,000 | 650,000 |
| Pretax income | 329,000 | 514,000 | 838,000 | 1,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 514,000 | 838,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,232,000 | 13,313,000 | 13,533,000 | 13,654,000 |
| Total capital | 14,118,000 | 14,167,000 | 14,362,000 | 14,536,000 |
| Risk-weighted assets | 70,725,000 | 69,821,000 | 66,955,000 | 70,485,000 |