Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 119,639,000 | 118,967,000 | 118,741,000 | 121,855,000 |
| Total loans | 67,074,000 | 67,257,000 | 67,072,000 | 66,671,000 |
| Allowance for loan losses | 915,000 | 1,193,000 | 1,253,000 | 916,000 |
| Securities available for sale | 38,667,000 | 35,761,000 | 37,097,000 | 35,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,898,000 | 93,388,000 | 91,539,000 | 95,041,000 |
| Interest-bearing deposits | 79,346,000 | 79,959,000 | 79,253,000 | 79,797,000 |
| Noninterest-bearing deposits | 13,551,000 | 13,429,000 | 12,287,000 | 15,243,000 |
| Equity capital | 13,429,000 | 12,274,000 | 13,889,000 | 13,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,451,000 | 5,136,000 | 6,800,000 |
| Interest expense | 672,000 | 1,314,000 | 1,937,000 | 2,541,000 |
| Net interest income | 1,071,000 | 2,137,000 | 3,199,000 | 4,259,000 |
| Noninterest income | 200,000 | -110,000 | 104,000 | 304,000 |
| Noninterest expense | 704,000 | 1,437,000 | 2,191,000 | 2,947,000 |
| Provision for loan losses | 495,000 | 825,000 | 909,000 | 1,342,000 |
| Pretax income | 84,000 | -690,000 | -252,000 | -181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | -690,000 | -252,000 | -181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,617,000 | 12,657,000 | 13,094,000 | 13,009,000 |
| Total capital | 14,493,000 | 13,498,000 | 13,962,000 | 13,907,000 |
| Risk-weighted assets | 70,073,000 | 66,916,000 | 69,159,000 | 71,795,000 |