Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 115,140,000 | 118,815,000 | 116,326,000 | 116,716,000 |
| Total loans | 69,730,000 | 68,209,000 | 68,766,000 | 68,040,000 |
| Allowance for loan losses | 833,000 | 987,000 | 952,000 | 995,000 |
| Securities available for sale | 37,284,000 | 37,107,000 | 39,788,000 | 41,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,201,000 | 92,379,000 | 89,012,000 | 90,125,000 |
| Interest-bearing deposits | 77,700,000 | 78,098,000 | 74,850,000 | 77,122,000 |
| Noninterest-bearing deposits | 13,501,000 | 14,281,000 | 14,162,000 | 13,003,000 |
| Equity capital | 13,529,000 | 12,941,000 | 13,758,000 | 13,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,711,000 | 5,517,000 | 7,301,000 |
| Interest expense | 777,000 | 1,545,000 | 2,272,000 | 2,968,000 |
| Net interest income | 1,076,000 | 2,166,000 | 3,245,000 | 4,333,000 |
| Noninterest income | 259,000 | 499,000 | 740,000 | 978,000 |
| Noninterest expense | 673,000 | 1,415,000 | 2,138,000 | 2,895,000 |
| Provision for loan losses | 45,000 | 190,000 | 241,000 | 328,000 |
| Pretax income | 617,000 | 1,070,000 | 1,617,000 | 2,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 617,000 | 1,070,000 | 1,617,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,320,000 | 13,555,000 | 13,884,000 | 13,536,000 |
| Total capital | 14,153,000 | 14,437,000 | 14,762,000 | 14,409,000 |
| Risk-weighted assets | 71,595,000 | 70,454,000 | 70,128,000 | 69,701,000 |