Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,559,000 | 104,859,000 | 108,375,000 | 111,246,000 |
| Total loans | 61,456,000 | 64,700,000 | 67,125,000 | 68,691,000 |
| Allowance for loan losses | 926,000 | 956,000 | 951,000 | 792,000 |
| Securities available for sale | 34,925,000 | 34,539,000 | 32,596,000 | 32,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,402,000 | 82,002,000 | 84,449,000 | 87,891,000 |
| Interest-bearing deposits | 67,070,000 | 66,895,000 | 70,350,000 | 71,988,000 |
| Noninterest-bearing deposits | 15,332,000 | 15,107,000 | 14,099,000 | 15,903,000 |
| Equity capital | 12,808,000 | 12,391,000 | 13,316,000 | 13,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,421,000 | 5,202,000 | 7,045,000 |
| Interest expense | 642,000 | 1,307,000 | 2,025,000 | 2,777,000 |
| Net interest income | 1,028,000 | 2,114,000 | 3,177,000 | 4,268,000 |
| Noninterest income | 248,000 | 495,000 | 671,000 | 935,000 |
| Noninterest expense | 677,000 | 1,345,000 | 1,981,000 | 2,719,000 |
| Provision for loan losses | 29,000 | 59,000 | 89,000 | 199,000 |
| Pretax income | 570,000 | 1,210,000 | 1,783,000 | 2,291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 1,210,000 | 1,783,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,842,000 | 13,046,000 | 13,401,000 | 12,924,000 |
| Total capital | 13,628,000 | 13,864,000 | 14,249,000 | 13,716,000 |
| Risk-weighted assets | 62,711,000 | 65,328,000 | 67,720,000 | 70,027,000 |