Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,098,000 | 101,249,000 | 100,551,000 | 103,346,000 |
| Total loans | 50,259,000 | 53,066,000 | 56,640,000 | 61,428,000 |
| Allowance for loan losses | 1,010,000 | 1,034,000 | 889,000 | 889,000 |
| Securities available for sale | 38,927,000 | 39,245,000 | 37,208,000 | 35,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,343,000 | 79,339,000 | 77,693,000 | 80,924,000 |
| Interest-bearing deposits | 68,145,000 | 63,736,000 | 62,264,000 | 65,354,000 |
| Noninterest-bearing deposits | 16,198,000 | 15,603,000 | 15,429,000 | 15,570,000 |
| Equity capital | 11,469,000 | 11,551,000 | 12,375,000 | 12,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,488,000 | 3,031,000 | 4,636,000 | 6,295,000 |
| Interest expense | 499,000 | 1,033,000 | 1,597,000 | 2,199,000 |
| Net interest income | 989,000 | 1,998,000 | 3,039,000 | 4,096,000 |
| Noninterest income | 257,000 | 519,000 | 780,000 | 1,049,000 |
| Noninterest expense | 608,000 | 1,259,000 | 1,881,000 | 2,609,000 |
| Provision for loan losses | 21,000 | 42,000 | 86,000 | 176,000 |
| Pretax income | 628,000 | 1,228,000 | 1,807,000 | 2,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,228,000 | 1,807,000 | 2,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,013,000 | 12,395,000 | 12,757,000 | 12,279,000 |
| Total capital | 12,706,000 | 13,100,000 | 13,491,000 | 13,065,000 |
| Risk-weighted assets | 55,144,000 | 56,069,000 | 58,531,000 | 62,781,000 |