Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,582,000 | 97,586,000 | 99,139,000 | 101,878,000 |
| Total loans | 47,936,000 | 50,353,000 | 52,147,000 | 49,661,000 |
| Allowance for loan losses | 913,000 | 922,000 | 934,000 | 938,000 |
| Securities available for sale | 37,583,000 | 38,772,000 | 37,696,000 | 36,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,536,000 | 75,910,000 | 77,091,000 | 80,476,000 |
| Interest-bearing deposits | 64,357,000 | 63,587,000 | 63,522,000 | 64,252,000 |
| Noninterest-bearing deposits | 12,179,000 | 12,323,000 | 13,569,000 | 16,224,000 |
| Equity capital | 10,830,000 | 11,382,000 | 11,659,000 | 11,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,591,000 | 3,956,000 | 5,358,000 |
| Interest expense | 365,000 | 773,000 | 1,219,000 | 1,690,000 |
| Net interest income | 889,000 | 1,818,000 | 2,737,000 | 3,668,000 |
| Noninterest income | 195,000 | 414,000 | 656,000 | 906,000 |
| Noninterest expense | 623,000 | 1,253,000 | 1,876,000 | 2,524,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 452,000 | 943,000 | 1,459,000 | 1,971,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 943,000 | 1,459,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,035,000 | 11,340,000 | 11,669,000 | 11,611,000 |
| Total capital | 11,694,000 | 12,021,000 | 12,362,000 | 12,288,000 |
| Risk-weighted assets | 52,429,000 | 54,250,000 | 55,189,000 | 53,907,000 |