Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 95,927,000 | 93,739,000 | 94,901,000 | 97,865,000 |
| Total loans | 44,214,000 | 46,541,000 | 45,175,000 | 47,857,000 |
| Allowance for loan losses | 900,000 | 921,000 | 928,000 | 934,000 |
| Securities available for sale | 41,919,000 | 39,711,000 | 39,849,000 | 37,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,338,000 | 73,317,000 | 73,062,000 | 76,541,000 |
| Interest-bearing deposits | 62,913,000 | 61,742,000 | 60,812,000 | 64,839,000 |
| Noninterest-bearing deposits | 11,425,000 | 11,575,000 | 12,250,000 | 11,702,000 |
| Equity capital | 11,351,000 | 10,147,000 | 11,353,000 | 11,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,425,000 | 3,575,000 | 4,837,000 |
| Interest expense | 377,000 | 722,000 | 1,072,000 | 1,420,000 |
| Net interest income | 856,000 | 1,703,000 | 2,503,000 | 3,417,000 |
| Noninterest income | 178,000 | 357,000 | 531,000 | 720,000 |
| Noninterest expense | 606,000 | 1,208,000 | 1,796,000 | 2,412,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 408,000 | 801,000 | 1,154,000 | 1,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 801,000 | 1,154,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,411,000 | 10,648,000 | 10,846,000 | 10,742,000 |
| Total capital | 11,022,000 | 11,282,000 | 11,466,000 | 11,394,000 |
| Risk-weighted assets | 48,598,000 | 50,401,000 | 49,276,000 | 51,880,000 |