Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,601,000 | 95,714,000 | 94,110,000 | 96,171,000 |
| Total loans | 45,100,000 | 45,269,000 | 45,442,000 | 44,762,000 |
| Allowance for loan losses | 907,000 | 908,000 | 878,000 | 901,000 |
| Securities available for sale | 33,528,000 | 40,750,000 | 41,373,000 | 41,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,382,000 | 74,127,000 | 73,091,000 | 75,385,000 |
| Interest-bearing deposits | 63,181,000 | 63,991,000 | 62,271,000 | 64,223,000 |
| Noninterest-bearing deposits | 10,201,000 | 10,136,000 | 10,820,000 | 11,162,000 |
| Equity capital | 10,903,000 | 11,240,000 | 10,640,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,517,000 | 3,804,000 | 5,078,000 |
| Interest expense | 476,000 | 935,000 | 1,375,000 | 1,782,000 |
| Net interest income | 781,000 | 1,582,000 | 2,429,000 | 3,296,000 |
| Noninterest income | 166,000 | 337,000 | 524,000 | 701,000 |
| Noninterest expense | 548,000 | 1,104,000 | 1,671,000 | 2,281,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 377,000 | 772,000 | 1,236,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 772,000 | 1,236,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,776,000 | 10,016,000 | 10,324,000 | 10,162,000 |
| Total capital | 10,356,000 | 10,612,000 | 10,926,000 | 10,772,000 |
| Risk-weighted assets | 46,081,000 | 47,377,000 | 47,849,000 | 48,548,000 |