Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,317,000 | 83,968,000 | 84,614,000 | 87,950,000 |
| Total loans | 46,647,000 | 46,111,000 | 45,076,000 | 45,128,000 |
| Allowance for loan losses | 846,000 | 877,000 | 897,000 | 872,000 |
| Securities available for sale | 23,327,000 | 29,423,000 | 31,229,000 | 31,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,472,000 | 68,470,000 | 68,418,000 | 72,179,000 |
| Interest-bearing deposits | 60,012,000 | 59,325,000 | 59,639,000 | 63,110,000 |
| Noninterest-bearing deposits | 9,460,000 | 9,145,000 | 8,779,000 | 9,069,000 |
| Equity capital | 9,512,000 | 10,096,000 | 10,754,000 | 10,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,644,000 | 3,998,000 | 5,308,000 |
| Interest expense | 530,000 | 1,052,000 | 1,579,000 | 2,090,000 |
| Net interest income | 774,000 | 1,592,000 | 2,419,000 | 3,218,000 |
| Noninterest income | 158,000 | 311,000 | 469,000 | 637,000 |
| Noninterest expense | 550,000 | 1,072,000 | 1,595,000 | 2,165,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 361,000 | 795,000 | 1,237,000 | 1,613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 795,000 | 1,237,000 | 1,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,186,000 | 9,464,000 | 9,751,000 | 9,557,000 |
| Total capital | 9,736,000 | 10,019,000 | 10,304,000 | 10,126,000 |
| Risk-weighted assets | 43,728,000 | 44,091,000 | 43,878,000 | 45,184,000 |