Call reports 2022
FIRST CITRUS BANK — 2022
What FIRST CITRUS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 689,034,000 | 697,042,000 | 692,073,000 |
| Total loans | 397,851,000 | 392,244,000 | 404,090,000 |
| Allowance for loan losses | 4,104,000 | 4,171,000 | 4,249,000 |
| Securities available for sale | 295,000 | 284,000 | 266,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 627,785,000 | 634,588,000 | 627,638,000 |
| Interest-bearing deposits | 416,444,000 | 409,286,000 | 406,221,000 |
| Noninterest-bearing deposits | 211,341,000 | 225,302,000 | 221,417,000 |
| Equity capital | 54,962,000 | 56,073,000 | 57,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 5,502,000 | 10,995,000 | 17,806,000 |
| Interest expense | 264,000 | 519,000 | 785,000 |
| Net interest income | 5,238,000 | 10,476,000 | 17,021,000 |
| Noninterest income | 1,131,000 | 1,734,000 | 2,259,000 |
| Noninterest expense | 4,182,000 | 8,504,000 | 13,148,000 |
| Provision for loan losses | 100,000 | 160,000 | 240,000 |
| Pretax income | 2,087,000 | 3,546,000 | 5,892,000 |
| Income tax | 506,000 | 857,000 | 1,426,000 |
| Net income | 1,581,000 | 2,689,000 | 4,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 54,973,000 | 56,087,000 | 57,870,000 |
| Total capital | 59,247,000 | 60,428,000 | 62,314,000 |
| Risk-weighted assets | 425,290,000 | 431,971,000 | 446,305,000 |