Call reports 2021
FIRST CITRUS BANK — 2021
What FIRST CITRUS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 613,162,000 | 631,297,000 | 672,925,000 | 659,702,000 |
| Total loans | 477,594,000 | 451,955,000 | 423,202,000 | 398,715,000 |
| Allowance for loan losses | 3,097,000 | 3,476,000 | 3,710,000 | 4,003,000 |
| Securities available for sale | 358,000 | 345,000 | 334,000 | 318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,253,000 | 573,687,000 | 616,702,000 | 601,667,000 |
| Interest-bearing deposits | 361,111,000 | 376,487,000 | 416,576,000 | 400,482,000 |
| Noninterest-bearing deposits | 196,142,000 | 197,200,000 | 200,126,000 | 201,185,000 |
| Equity capital | 47,852,000 | 49,945,000 | 52,089,000 | 53,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,914,000 | 11,941,000 | 18,167,000 | 23,932,000 |
| Interest expense | 410,000 | 815,000 | 1,172,000 | 1,464,000 |
| Net interest income | 5,504,000 | 11,126,000 | 16,995,000 | 22,468,000 |
| Noninterest income | 436,000 | 1,385,000 | 2,480,000 | 3,025,000 |
| Noninterest expense | 3,315,000 | 6,747,000 | 10,594,000 | 14,692,000 |
| Provision for loan losses | 224,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,401,000 | 5,164,000 | 7,981,000 | 9,601,000 |
| Income tax | 584,000 | 1,262,000 | 1,941,000 | 2,267,000 |
| Net income | 1,817,000 | 3,902,000 | 6,040,000 | 7,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,848,000 | 49,943,000 | 52,086,000 | 53,386,000 |
| Total capital | — | — | 55,951,000 | 57,559,000 |
| Risk-weighted assets | — | — | 405,919,000 | 411,712,000 |