Call reports 2018
FIRST CITRUS BANK — 2018
What FIRST CITRUS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,809,000 | 372,954,000 | 388,498,000 | 402,528,000 |
| Total loans | 291,811,000 | 303,371,000 | 306,597,000 | 312,611,000 |
| Allowance for loan losses | 2,296,000 | 2,412,000 | 2,438,000 | 2,675,000 |
| Securities available for sale | 320,000 | 292,000 | 270,000 | 255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,144,000 | 306,972,000 | 321,116,000 | 325,859,000 |
| Interest-bearing deposits | 238,346,000 | 231,868,000 | 248,576,000 | 252,918,000 |
| Noninterest-bearing deposits | 73,798,000 | 75,104,000 | 72,540,000 | 72,941,000 |
| Equity capital | 32,832,000 | 34,029,000 | 35,053,000 | 36,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,840,000 | 7,927,000 | 12,298,000 | 16,915,000 |
| Interest expense | 570,000 | 1,144,000 | 1,865,000 | 2,723,000 |
| Net interest income | 3,270,000 | 6,783,000 | 10,433,000 | 14,192,000 |
| Noninterest income | 383,000 | 985,000 | 1,256,000 | 1,746,000 |
| Noninterest expense | 2,625,000 | 5,091,000 | 7,570,000 | 9,994,000 |
| Provision for loan losses | 134,000 | 220,000 | 330,000 | 390,000 |
| Pretax income | 894,000 | 2,457,000 | 3,789,000 | 5,554,000 |
| Income tax | 219,000 | 614,000 | 950,000 | 1,363,000 |
| Net income | 675,000 | 1,843,000 | 2,839,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,825,000 | 34,022,000 | 35,048,000 | 36,430,000 |
| Total capital | 35,191,000 | 36,504,000 | 37,556,000 | 39,175,000 |
| Risk-weighted assets | 315,499,000 | 324,933,000 | 327,146,000 | 337,857,000 |