Call reports 2017
FIRST CITRUS BANK — 2017
What FIRST CITRUS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,358,000 | 333,545,000 | 341,025,000 | 357,779,000 |
| Total loans | 266,664,000 | 283,654,000 | 279,743,000 | 286,742,000 |
| Allowance for loan losses | 2,459,000 | 2,571,000 | 2,596,000 | 2,601,000 |
| Securities available for sale | 675,000 | 402,000 | 370,000 | 345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,570,000 | 273,578,000 | 280,093,000 | 292,082,000 |
| Interest-bearing deposits | 205,422,000 | 214,964,000 | 216,779,000 | 221,939,000 |
| Noninterest-bearing deposits | 60,148,000 | 58,614,000 | 63,314,000 | 70,143,000 |
| Equity capital | 27,086,000 | 28,604,000 | 29,337,000 | 31,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,635,000 | 10,250,000 | 13,949,000 |
| Interest expense | 381,000 | 802,000 | 1,276,000 | 1,784,000 |
| Net interest income | 2,811,000 | 5,833,000 | 8,974,000 | 12,165,000 |
| Noninterest income | 666,000 | 957,000 | 1,221,000 | 1,925,000 |
| Noninterest expense | 2,162,000 | 4,388,000 | 6,643,000 | 9,121,000 |
| Provision for loan losses | 360,000 | 480,000 | 480,000 | 480,000 |
| Pretax income | 955,000 | 1,922,000 | 3,072,000 | 4,489,000 |
| Income tax | 349,000 | 703,000 | 1,125,000 | 1,732,000 |
| Net income | 606,000 | 1,219,000 | 1,947,000 | 2,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,075,000 | 28,593,000 | 29,327,000 | 31,144,000 |
| Total capital | 29,599,000 | 31,234,000 | 31,993,000 | 33,815,000 |
| Risk-weighted assets | 294,883,000 | 308,060,000 | 301,273,000 | 313,662,000 |