Call reports 2011
FIRST CITRUS BANK — 2011
What FIRST CITRUS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,742,000 | 240,663,000 | 231,964,000 | 216,305,000 |
| Total loans | 165,009,000 | 162,943,000 | 160,374,000 | 159,633,000 |
| Allowance for loan losses | 2,733,000 | 2,570,000 | 2,364,000 | 1,941,000 |
| Securities available for sale | 5,446,000 | 4,695,000 | 4,256,000 | 4,059,000 |
| Securities held to maturity | 4,837,000 | 4,836,000 | 4,836,000 | 4,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,525,000 | 188,325,000 | 179,601,000 | 173,804,000 |
| Interest-bearing deposits | 162,916,000 | 162,006,000 | 150,418,000 | 145,721,000 |
| Noninterest-bearing deposits | 27,609,000 | 26,319,000 | 29,183,000 | 28,083,000 |
| Equity capital | 22,003,000 | 22,051,000 | 22,115,000 | 22,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,204,000 | 7,696,000 | 10,262,000 |
| Interest expense | 834,000 | 1,581,000 | 2,286,000 | 2,932,000 |
| Net interest income | 1,842,000 | 3,623,000 | 5,410,000 | 7,330,000 |
| Noninterest income | -123,000 | -284,000 | -465,000 | -714,000 |
| Noninterest expense | 1,550,000 | 3,178,000 | 4,718,000 | 6,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 161,000 | 227,000 | 474,000 |
| Income tax | 48,000 | 30,000 | 38,000 | 116,000 |
| Net income | 121,000 | 131,000 | 189,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,591,000 | 21,578,000 | 21,726,000 | 21,967,000 |
| Total capital | 23,801,000 | 23,750,000 | 23,860,000 | 23,908,000 |
| Risk-weighted assets | 176,329,000 | 173,403,000 | 171,015,000 | 169,788,000 |