Call reports 2001
FIRST CITRUS BANK — 2001
What FIRST CITRUS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,554,000 | 58,003,000 | 68,541,000 | 68,979,000 |
| Total loans | 30,680,000 | 39,368,000 | 41,470,000 | 43,408,000 |
| Allowance for loan losses | 333,000 | 415,000 | 440,000 | 550,000 |
| Securities available for sale | 8,062,000 | 10,600,000 | 19,567,000 | 18,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,246,000 | 47,968,000 | 57,821,000 | 58,569,000 |
| Interest-bearing deposits | 27,124,000 | 39,364,000 | 44,660,000 | 42,328,000 |
| Noninterest-bearing deposits | 9,122,000 | 8,604,000 | 13,160,000 | 16,241,000 |
| Equity capital | 6,403,000 | 7,119,000 | 7,781,000 | 7,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,767,000 | 2,869,000 | 4,010,000 |
| Interest expense | 386,000 | 885,000 | 1,433,000 | 1,943,000 |
| Net interest income | 387,000 | 882,000 | 1,436,000 | 2,067,000 |
| Noninterest income | 54,000 | 125,000 | 217,000 | 310,000 |
| Noninterest expense | 510,000 | 976,000 | 1,470,000 | 2,099,000 |
| Provision for loan losses | 78,000 | 160,000 | 185,000 | 320,000 |
| Pretax income | -147,000 | -129,000 | 38,000 | 36,000 |
| Income tax | -50,000 | -43,000 | 23,000 | 26,000 |
| Net income | -97,000 | -86,000 | 15,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,309,000 | 6,996,000 | 7,544,000 | 7,432,000 |
| Total capital | 6,642,000 | 7,411,000 | 7,984,000 | 7,981,000 |
| Risk-weighted assets | 33,803,000 | 43,074,000 | 46,655,000 | 48,228,000 |