Call reports 2016
LANDMARK BANK, N.A. — 2016
What LANDMARK BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 407,344,000 | 412,118,000 | 462,975,000 | 395,870,000 |
| Total loans | 328,401,000 | 332,968,000 | 341,866,000 | 334,571,000 |
| Allowance for loan losses | 6,019,000 | 6,518,000 | 6,644,000 | 7,065,000 |
| Securities available for sale | 1,116,000 | 1,092,000 | 2,035,000 | 1,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,190,000 | 329,330,000 | 378,398,000 | 310,574,000 |
| Interest-bearing deposits | 251,868,000 | 254,121,000 | 247,967,000 | 216,760,000 |
| Noninterest-bearing deposits | 73,322,000 | 75,209,000 | 130,431,000 | 93,814,000 |
| Equity capital | 52,475,000 | 52,624,000 | 53,692,000 | 54,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,247,000 | 8,932,000 | 13,482,000 | 17,958,000 |
| Interest expense | 656,000 | 1,321,000 | 2,003,000 | 2,654,000 |
| Net interest income | 3,591,000 | 7,611,000 | 11,479,000 | 15,304,000 |
| Noninterest income | 158,000 | 314,000 | 514,000 | 960,000 |
| Noninterest expense | 2,485,000 | 4,936,000 | 7,356,000 | 9,667,000 |
| Provision for loan losses | 750,000 | 2,351,000 | 2,351,000 | 2,351,000 |
| Pretax income | 514,000 | 638,000 | 2,286,000 | 4,246,000 |
| Income tax | 163,000 | 178,000 | 768,000 | 1,475,000 |
| Net income | 351,000 | 460,000 | 1,518,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,322,000 | 52,465,000 | 53,549,000 | 54,815,000 |
| Total capital | 56,341,000 | 56,611,000 | 57,697,000 | 58,894,000 |
| Risk-weighted assets | 319,437,000 | 329,342,000 | 329,373,000 | 323,326,000 |