Call reports 2012
LANDMARK BANK, N.A. — 2012
What LANDMARK BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 275,438,000 | 269,894,000 | 256,611,000 | 256,002,000 |
| Total loans | 222,506,000 | 217,546,000 | 217,769,000 | 219,992,000 |
| Allowance for loan losses | 9,703,000 | 8,834,000 | 7,723,000 | 7,457,000 |
| Securities available for sale | 2,379,000 | 2,343,000 | 2,321,000 | 1,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,696,000 | 200,617,000 | 185,523,000 | 186,744,000 |
| Interest-bearing deposits | 184,930,000 | 182,756,000 | 165,296,000 | 169,804,000 |
| Noninterest-bearing deposits | 19,766,000 | 17,861,000 | 20,227,000 | 16,940,000 |
| Equity capital | 36,329,000 | 36,917,000 | 37,530,000 | 38,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,389,000 | 9,486,000 | 12,572,000 |
| Interest expense | 682,000 | 1,315,000 | 1,909,000 | 2,456,000 |
| Net interest income | 2,607,000 | 5,074,000 | 7,577,000 | 10,116,000 |
| Noninterest income | 15,000 | -85,000 | -9,000 | 78,000 |
| Noninterest expense | 1,555,000 | 3,117,000 | 4,724,000 | 6,274,000 |
| Provision for loan losses | -111,000 | -241,000 | -241,000 | -241,000 |
| Pretax income | 1,178,000 | 2,113,000 | 3,085,000 | 4,161,000 |
| Income tax | 490,000 | 840,000 | 1,205,000 | 1,597,000 |
| Net income | 688,000 | 1,273,000 | 1,880,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,594,000 | 34,249,000 | 34,942,000 | 35,535,000 |
| Total capital | 36,293,000 | 36,919,000 | 37,592,000 | 38,230,000 |
| Risk-weighted assets | 209,591,000 | 207,456,000 | 206,923,000 | 210,880,000 |