Call reports 2010
LANDMARK BANK, N.A. — 2010
What LANDMARK BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 350,704,000 | 344,050,000 | 335,360,000 | 330,167,000 |
| Total loans | 306,128,000 | 291,432,000 | 271,149,000 | 264,444,000 |
| Allowance for loan losses | 9,768,000 | 10,271,000 | 10,098,000 | 10,309,000 |
| Securities available for sale | 3,890,000 | 4,608,000 | 4,322,000 | 2,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,213,000 | 266,529,000 | 259,981,000 | 258,040,000 |
| Interest-bearing deposits | 252,758,000 | 249,403,000 | 242,259,000 | 246,172,000 |
| Noninterest-bearing deposits | 18,454,000 | 17,126,000 | 17,722,000 | 11,868,000 |
| Equity capital | 39,279,000 | 38,108,000 | 32,943,000 | 32,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,711,000 | 9,117,000 | 13,508,000 | 17,491,000 |
| Interest expense | 1,309,000 | 2,550,000 | 3,726,000 | 4,818,000 |
| Net interest income | 3,402,000 | 6,567,000 | 9,782,000 | 12,673,000 |
| Noninterest income | -8,000 | 35,000 | -559,000 | -867,000 |
| Noninterest expense | 1,503,000 | 3,185,000 | 4,585,000 | 6,709,000 |
| Provision for loan losses | 2,240,000 | 5,645,000 | 15,141,000 | 17,035,000 |
| Pretax income | -345,000 | -2,219,000 | -10,487,000 | -11,862,000 |
| Income tax | -129,000 | -832,000 | -3,933,000 | -4,448,000 |
| Net income | -216,000 | -1,387,000 | -6,554,000 | -7,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,268,000 | 38,097,000 | 32,931,000 | 30,658,000 |
| Total capital | 42,847,000 | 41,573,000 | 36,170,000 | 33,787,000 |
| Risk-weighted assets | 280,145,000 | 271,260,000 | 252,266,000 | 243,058,000 |