Call reports 2009
LANDMARK BANK, N.A. — 2009
What LANDMARK BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 342,875,000 | 334,063,000 | 335,567,000 | 336,239,000 |
| Total loans | 310,770,000 | 311,736,000 | 314,690,000 | 313,454,000 |
| Allowance for loan losses | 4,339,000 | 5,327,000 | 6,650,000 | 9,096,000 |
| Securities available for sale | 6,101,000 | 4,909,000 | 4,627,000 | 4,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,852,000 | 267,631,000 | 261,462,000 | 262,385,000 |
| Interest-bearing deposits | 260,247,000 | 250,810,000 | 244,093,000 | 249,072,000 |
| Noninterest-bearing deposits | 16,605,000 | 16,821,000 | 17,369,000 | 13,313,000 |
| Equity capital | 39,928,000 | 40,063,000 | 40,074,000 | 39,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,477,000 | 10,749,000 | 15,890,000 | 20,173,000 |
| Interest expense | 2,335,000 | 4,437,000 | 6,309,000 | 7,852,000 |
| Net interest income | 3,142,000 | 6,312,000 | 9,581,000 | 12,321,000 |
| Noninterest income | -211,000 | -504,000 | -418,000 | -555,000 |
| Noninterest expense | 1,363,000 | 2,801,000 | 4,212,000 | 5,493,000 |
| Provision for loan losses | 1,295,000 | 2,542,000 | 4,532,000 | 6,791,000 |
| Pretax income | 273,000 | 465,000 | -662,000 | -1,595,000 |
| Income tax | 102,000 | 174,000 | -248,000 | -598,000 |
| Net income | 171,000 | 291,000 | -414,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,926,000 | 40,056,000 | 40,065,000 | 39,482,000 |
| Total capital | 43,698,000 | 43,682,000 | 43,691,000 | 43,128,000 |
| Risk-weighted assets | 300,469,000 | 294,590,000 | 294,093,000 | 286,191,000 |