Call reports 2008
LANDMARK BANK, N.A. — 2008
What LANDMARK BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 347,784,000 | 334,884,000 | 340,204,000 | 345,533,000 |
| Total loans | 310,881,000 | 307,985,000 | 301,987,000 | 311,249,000 |
| Allowance for loan losses | 3,125,000 | 3,436,000 | 3,842,000 | 4,183,000 |
| Securities available for sale | 6,924,000 | 8,281,000 | 6,813,000 | 6,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,880,000 | 269,345,000 | 274,140,000 | 276,795,000 |
| Interest-bearing deposits | 262,478,000 | 254,564,000 | 258,563,000 | 265,665,000 |
| Noninterest-bearing deposits | 15,402,000 | 14,781,000 | 15,577,000 | 11,130,000 |
| Equity capital | 38,421,000 | 39,197,000 | 39,538,000 | 39,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 11,777,000 | 17,408,000 | 22,703,000 |
| Interest expense | 3,245,000 | 6,240,000 | 8,947,000 | 11,608,000 |
| Net interest income | 2,691,000 | 5,537,000 | 8,461,000 | 11,095,000 |
| Noninterest income | 87,000 | 132,000 | -106,000 | -22,000 |
| Noninterest expense | 1,068,000 | 2,144,000 | 3,457,000 | 4,537,000 |
| Provision for loan losses | 262,000 | 587,000 | 1,083,000 | 1,928,000 |
| Pretax income | 1,448,000 | 2,938,000 | 3,815,000 | 4,608,000 |
| Income tax | 543,000 | 1,102,000 | 1,431,000 | 1,728,000 |
| Net income | 905,000 | 1,836,000 | 2,384,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,410,000 | 39,185,000 | 39,536,000 | 39,823,000 |
| Total capital | 41,535,000 | 42,621,000 | 43,186,000 | 43,627,000 |
| Risk-weighted assets | 297,229,000 | 292,131,000 | 291,875,000 | 303,178,000 |