Call reports 2007
LANDMARK BANK, N.A. — 2007
What LANDMARK BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 338,137,000 | 331,956,000 | 335,952,000 | 329,957,000 |
| Total loans | 308,402,000 | 305,034,000 | 300,178,000 | 306,299,000 |
| Allowance for loan losses | 2,538,000 | 2,534,000 | 2,534,000 | 2,979,000 |
| Securities available for sale | 10,231,000 | 9,805,000 | 9,524,000 | 8,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,933,000 | 275,212,000 | 280,013,000 | 268,103,000 |
| Interest-bearing deposits | 267,220,000 | 257,389,000 | 264,165,000 | 257,496,000 |
| Noninterest-bearing deposits | 16,713,000 | 17,823,000 | 15,848,000 | 10,607,000 |
| Equity capital | 34,366,000 | 35,482,000 | 36,624,000 | 37,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,129,000 | 12,396,000 | 18,739,000 | 25,090,000 |
| Interest expense | 3,407,000 | 6,880,000 | 10,393,000 | 13,869,000 |
| Net interest income | 2,722,000 | 5,516,000 | 8,346,000 | 11,221,000 |
| Noninterest income | 38,000 | 88,000 | 106,000 | 169,000 |
| Noninterest expense | 990,000 | 2,064,000 | 3,096,000 | 4,156,000 |
| Provision for loan losses | 146,000 | 169,000 | 169,000 | 624,000 |
| Pretax income | 1,624,000 | 3,371,000 | 5,187,000 | 6,610,000 |
| Income tax | 609,000 | 1,264,000 | 1,945,000 | 2,479,000 |
| Net income | 1,015,000 | 2,107,000 | 3,242,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,425,000 | 35,505,000 | 36,637,000 | 37,530,000 |
| Total capital | 36,963,000 | 38,039,000 | 39,171,000 | 40,509,000 |
| Risk-weighted assets | 285,815,000 | 285,289,000 | 284,979,000 | 289,248,000 |