Call reports 2006
LANDMARK BANK, N.A. — 2006
What LANDMARK BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 316,459,000 | 314,523,000 | 315,561,000 | 327,965,000 |
| Total loans | 266,348,000 | 278,733,000 | 283,809,000 | 293,655,000 |
| Allowance for loan losses | 2,184,000 | 2,282,000 | 2,331,000 | 2,421,000 |
| Securities available for sale | 15,333,000 | 15,589,000 | 15,106,000 | 11,683,000 |
| Securities held to maturity | 5,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,189,000 | 272,681,000 | 273,053,000 | 279,698,000 |
| Interest-bearing deposits | 250,301,000 | 251,791,000 | 254,199,000 | 266,297,000 |
| Noninterest-bearing deposits | 18,888,000 | 20,890,000 | 18,854,000 | 13,401,000 |
| Equity capital | 29,872,000 | 30,982,000 | 32,212,000 | 33,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,319,000 | 10,918,000 | 16,756,000 | 22,732,000 |
| Interest expense | 2,618,000 | 5,417,000 | 8,424,000 | 11,674,000 |
| Net interest income | 2,701,000 | 5,501,000 | 8,332,000 | 11,058,000 |
| Noninterest income | 43,000 | 113,000 | 172,000 | 215,000 |
| Noninterest expense | 975,000 | 1,926,000 | 2,882,000 | 3,807,000 |
| Provision for loan losses | 60,000 | 157,000 | 206,000 | 296,000 |
| Pretax income | 1,709,000 | 3,531,000 | 5,416,000 | 7,170,000 |
| Income tax | 646,000 | 1,335,000 | 2,047,000 | 2,710,000 |
| Net income | 1,063,000 | 2,196,000 | 3,369,000 | 4,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,012,000 | 31,141,000 | 32,322,000 | 33,409,000 |
| Total capital | 32,196,000 | 33,423,000 | 34,653,000 | 35,830,000 |
| Risk-weighted assets | 256,720,000 | 264,978,000 | 266,827,000 | 276,842,000 |