Call reports 2005
LANDMARK BANK, N.A. — 2005
What LANDMARK BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 271,025,000 | 282,094,000 | 295,473,000 | 308,769,000 |
| Total loans | 231,610,000 | 242,531,000 | 249,655,000 | 265,460,000 |
| Allowance for loan losses | 2,043,000 | 2,139,000 | 2,203,000 | 2,113,000 |
| Securities available for sale | 17,336,000 | 16,961,000 | 16,009,000 | 15,227,000 |
| Securities held to maturity | 42,000 | 32,000 | 23,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,517,000 | 238,915,000 | 255,193,000 | 262,937,000 |
| Interest-bearing deposits | 210,703,000 | 219,721,000 | 237,770,000 | 250,687,000 |
| Noninterest-bearing deposits | 16,814,000 | 19,194,000 | 17,423,000 | 12,250,000 |
| Equity capital | 26,383,000 | 27,461,000 | 28,446,000 | 28,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,972,000 | 8,341,000 | 12,976,000 | 18,023,000 |
| Interest expense | 1,405,000 | 3,089,000 | 5,040,000 | 7,353,000 |
| Net interest income | 2,567,000 | 5,252,000 | 7,936,000 | 10,670,000 |
| Noninterest income | 47,000 | 82,000 | 122,000 | 167,000 |
| Noninterest expense | 928,000 | 1,858,000 | 2,867,000 | 3,766,000 |
| Provision for loan losses | 89,000 | 185,000 | 249,000 | 1,458,000 |
| Pretax income | 1,597,000 | 3,291,000 | 4,942,000 | 5,613,000 |
| Income tax | 604,000 | 1,244,000 | 1,868,000 | 2,122,000 |
| Net income | 993,000 | 2,047,000 | 3,074,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,480,000 | 27,524,000 | 28,541,000 | 28,954,000 |
| Total capital | 28,523,000 | 29,663,000 | 30,744,000 | 31,067,000 |
| Risk-weighted assets | 218,078,000 | 230,867,000 | 241,106,000 | 255,720,000 |