Call reports 2004
LANDMARK BANK, N.A. — 2004
What LANDMARK BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 228,601,000 | 238,308,000 | 257,538,000 | 255,738,000 |
| Total loans | 192,127,000 | 205,270,000 | 217,767,000 | 219,659,000 |
| Allowance for loan losses | 1,757,000 | 1,870,000 | 1,961,000 | 1,954,000 |
| Securities available for sale | 16,398,000 | 18,759,000 | 18,072,000 | 13,548,000 |
| Securities held to maturity | 96,000 | 76,000 | 63,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,754,000 | 200,814,000 | 216,044,000 | 213,587,000 |
| Interest-bearing deposits | 184,857,000 | 184,575,000 | 199,217,000 | 199,716,000 |
| Noninterest-bearing deposits | 11,897,000 | 16,239,000 | 16,827,000 | 13,871,000 |
| Equity capital | 22,829,000 | 23,485,000 | 24,477,000 | 25,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,365,000 | 6,809,000 | 10,453,000 | 14,234,000 |
| Interest expense | 964,000 | 1,922,000 | 3,057,000 | 4,335,000 |
| Net interest income | 2,401,000 | 4,887,000 | 7,396,000 | 9,899,000 |
| Noninterest income | 42,000 | 88,000 | 130,000 | 163,000 |
| Noninterest expense | 1,120,000 | 2,243,000 | 3,247,000 | 4,195,000 |
| Provision for loan losses | 16,000 | 129,000 | 220,000 | 213,000 |
| Pretax income | 1,307,000 | 2,603,000 | 4,059,000 | 5,603,000 |
| Income tax | 494,000 | 984,000 | 1,534,000 | 2,118,000 |
| Net income | 813,000 | 1,619,000 | 2,525,000 | 3,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,822,000 | 23,604,000 | 24,510,000 | 25,495,000 |
| Total capital | 24,579,000 | 25,474,000 | 26,471,000 | 27,449,000 |
| Risk-weighted assets | 179,755,000 | 191,334,000 | 203,380,000 | 206,582,000 |