Call reports 2003
LANDMARK BANK, N.A. — 2003
What LANDMARK BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 199,159,000 | 197,912,000 | 214,503,000 | 220,652,000 |
| Total loans | 163,363,000 | 173,290,000 | 183,259,000 | 189,918,000 |
| Allowance for loan losses | 1,550,000 | 1,624,000 | 1,682,000 | 1,741,000 |
| Securities available for sale | 16,293,000 | 14,093,000 | 17,114,000 | 13,356,000 |
| Securities held to maturity | 296,000 | 227,000 | 174,000 | 131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,713,000 | 167,623,000 | 183,110,000 | 189,726,000 |
| Interest-bearing deposits | 160,138,000 | 153,562,000 | 169,557,000 | 178,471,000 |
| Noninterest-bearing deposits | 12,575,000 | 14,061,000 | 13,553,000 | 11,255,000 |
| Equity capital | 19,635,000 | 20,400,000 | 21,160,000 | 21,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 6,428,000 | 9,775,000 | 13,137,000 |
| Interest expense | 1,002,000 | 1,940,000 | 2,868,000 | 3,801,000 |
| Net interest income | 2,215,000 | 4,488,000 | 6,907,000 | 9,336,000 |
| Noninterest income | 51,000 | 95,000 | 143,000 | 191,000 |
| Noninterest expense | 1,024,000 | 2,041,000 | 3,112,000 | 4,192,000 |
| Provision for loan losses | -115,000 | -43,000 | 13,000 | 72,000 |
| Pretax income | 1,357,000 | 2,585,000 | 3,925,000 | 5,244,000 |
| Income tax | 510,000 | 972,000 | 1,476,000 | 1,972,000 |
| Net income | 847,000 | 1,613,000 | 2,449,000 | 3,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,601,000 | 20,367,000 | 21,182,000 | 22,009,000 |
| Total capital | 21,151,000 | 21,991,000 | 22,864,000 | 23,750,000 |
| Risk-weighted assets | 144,477,000 | 152,025,000 | 155,636,000 | 162,309,000 |