Call reports 2002
LANDMARK BANK, N.A. — 2002
What LANDMARK BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 155,956,000 | 166,585,000 | 182,842,000 | 191,390,000 |
| Total loans | 118,577,000 | 139,214,000 | 156,620,000 | 165,927,000 |
| Allowance for loan losses | 1,409,000 | 1,548,000 | 1,329,000 | 1,458,000 |
| Securities available for sale | 22,512,000 | 14,179,000 | 12,414,000 | 14,174,000 |
| Securities held to maturity | 1,634,000 | 1,008,000 | 772,000 | 583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,252,000 | 143,874,000 | 153,391,000 | 164,879,000 |
| Interest-bearing deposits | 127,835,000 | 135,821,000 | 144,267,000 | 155,836,000 |
| Noninterest-bearing deposits | 8,417,000 | 8,053,000 | 9,124,000 | 9,043,000 |
| Equity capital | 17,002,000 | 17,587,000 | 18,162,000 | 18,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,348,000 | 8,378,000 | 11,581,000 |
| Interest expense | 1,071,000 | 2,112,000 | 3,158,000 | 4,194,000 |
| Net interest income | 1,478,000 | 3,236,000 | 5,220,000 | 7,387,000 |
| Noninterest income | 43,000 | 81,000 | 110,000 | 150,000 |
| Noninterest expense | 913,000 | 1,851,000 | 2,823,000 | 3,828,000 |
| Provision for loan losses | 97,000 | 116,000 | 272,000 | 448,000 |
| Pretax income | 511,000 | 1,351,000 | 2,236,000 | 3,262,000 |
| Income tax | 192,000 | 507,000 | 840,000 | 1,231,000 |
| Net income | 319,000 | 844,000 | 1,396,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,041,000 | 17,566,000 | 18,119,000 | 18,754,000 |
| Total capital | 18,450,000 | 19,099,000 | 19,448,000 | 20,212,000 |
| Risk-weighted assets | 112,936,000 | 122,604,000 | 139,088,000 | 145,009,000 |