Call reports 2015
SECURITY BANK — 2015
What SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,802,000 | 47,482,000 | 47,701,000 | 47,155,000 |
| Total loans | 35,444,000 | 37,344,000 | 35,418,000 | 36,107,000 |
| Allowance for loan losses | 400,000 | 422,000 | 460,000 | 460,000 |
| Securities available for sale | 4,323,000 | 4,233,000 | 4,044,000 | 4,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,401,000 | 41,887,000 | 42,669,000 | 41,238,000 |
| Interest-bearing deposits | 32,744,000 | 32,255,000 | 31,225,000 | 29,962,000 |
| Noninterest-bearing deposits | 9,657,000 | 9,632,000 | 11,444,000 | 11,276,000 |
| Equity capital | 4,370,000 | 4,178,000 | 4,236,000 | 4,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,096,000 | 1,673,000 | 2,224,000 |
| Interest expense | 29,000 | 58,000 | 91,000 | 120,000 |
| Net interest income | 501,000 | 1,038,000 | 1,582,000 | 2,104,000 |
| Noninterest income | 295,000 | 359,000 | 440,000 | 491,000 |
| Noninterest expense | 397,000 | 808,000 | 1,245,000 | 1,747,000 |
| Provision for loan losses | 8,000 | 15,000 | 20,000 | 20,000 |
| Pretax income | 391,000 | 574,000 | 757,000 | 828,000 |
| Income tax | -71,000 | -65,000 | -59,000 | -53,000 |
| Net income | 462,000 | 639,000 | 816,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,253,000 | 4,098,000 | 4,158,000 | 4,125,000 |
| Total capital | 4,653,000 | 4,520,000 | 4,618,000 | 4,585,000 |
| Risk-weighted assets | 38,760,000 | 41,547,000 | 41,168,000 | 43,499,000 |