Call reports 2007
SECURITY BANK — 2007
What SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,760,000 | 51,467,000 | 52,170,000 | 52,446,000 |
| Total loans | 35,006,000 | 36,303,000 | 36,142,000 | 35,149,000 |
| Allowance for loan losses | 310,000 | 347,000 | 343,000 | 422,000 |
| Securities available for sale | 5,162,000 | 4,903,000 | 4,703,000 | 3,716,000 |
| Securities held to maturity | 3,785,000 | 3,782,000 | 3,680,000 | 3,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,817,000 | 45,711,000 | 46,431,000 | 46,757,000 |
| Interest-bearing deposits | 38,526,000 | 38,152,000 | 38,488,000 | 39,079,000 |
| Noninterest-bearing deposits | 8,291,000 | 7,559,000 | 7,943,000 | 7,678,000 |
| Equity capital | 5,297,000 | 5,352,000 | 5,421,000 | 5,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,754,000 | 2,655,000 | 3,585,000 |
| Interest expense | 349,000 | 715,000 | 1,092,000 | 1,507,000 |
| Net interest income | 511,000 | 1,039,000 | 1,563,000 | 2,078,000 |
| Noninterest income | 85,000 | 153,000 | 233,000 | 324,000 |
| Noninterest expense | 465,000 | 911,000 | 1,357,000 | 1,792,000 |
| Provision for loan losses | 0 | 17,000 | 61,000 | 141,000 |
| Pretax income | 131,000 | 264,000 | 378,000 | 469,000 |
| Income tax | 38,000 | 75,000 | 115,000 | 158,000 |
| Net income | 93,000 | 189,000 | 263,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,816,000 | 3,884,000 | 3,931,000 | 3,847,000 |
| Total capital | 4,126,000 | 4,231,000 | 4,274,000 | 4,268,000 |
| Risk-weighted assets | 33,380,000 | 33,038,000 | 33,134,000 | 33,648,000 |