Call reports 2006
SECURITY BANK — 2006
What SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,373,000 | 50,748,000 | 50,876,000 | 50,904,000 |
| Total loans | 31,667,000 | 31,481,000 | 33,020,000 | 33,613,000 |
| Allowance for loan losses | 332,000 | 328,000 | 346,000 | 336,000 |
| Securities available for sale | 7,009,000 | 6,981,000 | 6,481,000 | 6,406,000 |
| Securities held to maturity | 4,214,000 | 4,312,000 | 3,911,000 | 3,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,629,000 | 45,183,000 | 45,082,000 | 44,718,000 |
| Interest-bearing deposits | 37,134,000 | 37,168,000 | 36,956,000 | 36,271,000 |
| Noninterest-bearing deposits | 7,495,000 | 8,015,000 | 8,126,000 | 8,447,000 |
| Equity capital | 5,334,000 | 5,368,000 | 5,487,000 | 5,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,549,000 | 2,364,000 | 3,195,000 |
| Interest expense | 261,000 | 545,000 | 843,000 | 1,168,000 |
| Net interest income | 516,000 | 1,004,000 | 1,521,000 | 2,027,000 |
| Noninterest income | 88,000 | 177,000 | 298,000 | 380,000 |
| Noninterest expense | 440,000 | 870,000 | 1,320,000 | 1,750,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 164,000 | 311,000 | 487,000 | 645,000 |
| Income tax | 46,000 | 87,000 | 135,000 | 182,000 |
| Net income | 118,000 | 224,000 | 352,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,896,000 | 3,955,000 | 4,021,000 | 4,105,000 |
| Total capital | 4,228,000 | 4,283,000 | 4,367,000 | 4,441,000 |
| Risk-weighted assets | 30,713,000 | 29,399,000 | 30,501,000 | 31,867,000 |