Call reports 2005
SECURITY BANK — 2005
What SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,306,000 | 48,891,000 | 49,222,000 | 49,275,000 |
| Total loans | 29,425,000 | 29,382,000 | 30,307,000 | 31,402,000 |
| Allowance for loan losses | 403,000 | 420,000 | 405,000 | 332,000 |
| Securities available for sale | 7,376,000 | 7,350,000 | 7,300,000 | 7,016,000 |
| Securities held to maturity | 4,261,000 | 4,374,000 | 4,305,000 | 4,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,601,000 | 43,297,000 | 43,607,000 | 43,485,000 |
| Interest-bearing deposits | 37,344,000 | 36,011,000 | 35,854,000 | 35,593,000 |
| Noninterest-bearing deposits | 7,257,000 | 7,286,000 | 7,753,000 | 7,892,000 |
| Equity capital | 5,310,000 | 5,442,000 | 5,436,000 | 5,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,378,000 | 2,103,000 | 2,839,000 |
| Interest expense | 183,000 | 376,000 | 589,000 | 813,000 |
| Net interest income | 497,000 | 1,002,000 | 1,514,000 | 2,026,000 |
| Noninterest income | 90,000 | 179,000 | 273,000 | 354,000 |
| Noninterest expense | 422,000 | 835,000 | 1,270,000 | 1,718,000 |
| Provision for loan losses | 35,000 | 63,000 | 78,000 | 89,000 |
| Pretax income | 130,000 | 283,000 | 439,000 | 573,000 |
| Income tax | 20,000 | 51,000 | 80,000 | 103,000 |
| Net income | 110,000 | 232,000 | 359,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,829,000 | 3,924,000 | 3,956,000 | 4,039,000 |
| Total capital | 4,179,000 | 4,275,000 | 4,314,000 | 4,371,000 |
| Risk-weighted assets | 27,945,000 | 27,993,000 | 28,563,000 | 30,584,000 |