Call reports 2004
SECURITY BANK — 2004
What SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,693,000 | 52,158,000 | 50,686,000 | 49,987,000 |
| Total loans | 28,995,000 | 28,796,000 | 28,387,000 | 27,934,000 |
| Allowance for loan losses | 396,000 | 391,000 | 389,000 | 372,000 |
| Securities available for sale | 6,401,000 | 7,927,000 | 7,734,000 | 7,501,000 |
| Securities held to maturity | 3,953,000 | 3,843,000 | 4,077,000 | 4,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,119,000 | 46,656,000 | 45,002,000 | 44,253,000 |
| Interest-bearing deposits | 41,315,000 | 40,016,000 | 37,739,000 | 36,736,000 |
| Noninterest-bearing deposits | 6,804,000 | 6,640,000 | 7,263,000 | 7,517,000 |
| Equity capital | 5,337,000 | 5,323,000 | 5,468,000 | 5,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,349,000 | 2,022,000 | 2,693,000 |
| Interest expense | 208,000 | 401,000 | 583,000 | 759,000 |
| Net interest income | 466,000 | 948,000 | 1,439,000 | 1,934,000 |
| Noninterest income | 82,000 | 165,000 | 246,000 | 324,000 |
| Noninterest expense | 430,000 | 860,000 | 1,270,000 | 1,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 245,000 | 407,000 | 558,000 |
| Income tax | 34,000 | 57,000 | 80,000 | 96,000 |
| Net income | 84,000 | 188,000 | 327,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,706,000 | 3,793,000 | 3,878,000 | 3,986,000 |
| Total capital | 4,054,000 | 4,152,000 | 4,217,000 | 4,324,000 |
| Risk-weighted assets | 27,737,000 | 28,686,000 | 27,049,000 | 26,997,000 |