Call reports 2003
SECURITY BANK — 2003
What SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,131,000 | 51,416,000 | 54,189,000 | 54,101,000 |
| Total loans | 14,977,000 | 30,989,000 | 29,874,000 | 29,141,000 |
| Allowance for loan losses | 123,000 | 285,000 | 301,000 | 399,000 |
| Securities available for sale | 1,536,000 | 3,766,000 | 6,251,000 | 6,366,000 |
| Securities held to maturity | 2,606,000 | 2,607,000 | 4,059,000 | 4,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,069,000 | 45,695,000 | 48,548,000 | 48,652,000 |
| Interest-bearing deposits | 18,099,000 | 39,294,000 | 41,847,000 | 41,385,000 |
| Noninterest-bearing deposits | 3,970,000 | 6,401,000 | 6,701,000 | 7,267,000 |
| Equity capital | 2,900,000 | 5,567,000 | 5,500,000 | 5,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 1,084,000 | 1,802,000 | 2,501,000 |
| Interest expense | 123,000 | 355,000 | 592,000 | 816,000 |
| Net interest income | 253,000 | 729,000 | 1,210,000 | 1,685,000 |
| Noninterest income | 50,000 | 117,000 | 210,000 | 282,000 |
| Noninterest expense | 194,000 | 664,000 | 1,216,000 | 1,677,000 |
| Provision for loan losses | 0 | 170,000 | 196,000 | 361,000 |
| Pretax income | 109,000 | 12,000 | 8,000 | -71,000 |
| Income tax | 32,000 | 41,000 | 41,000 | 41,000 |
| Net income | 77,000 | -29,000 | -33,000 | -112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,878,000 | 3,822,000 | 3,783,000 | 3,710,000 |
| Total capital | 3,001,000 | 4,107,000 | 4,084,000 | 4,063,000 |
| Risk-weighted assets | 14,893,000 | 29,338,000 | 28,615,000 | 28,180,000 |