Call reports 2003
BANKTRUST OF BREWTON — 2003
What BANKTRUST OF BREWTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 120,108,000 | 120,085,000 | 117,230,000 |
| Total loans | 79,071,000 | 78,850,000 | 78,305,000 |
| Allowance for loan losses | 775,000 | 904,000 | 861,000 |
| Securities available for sale | 31,235,000 | 30,465,000 | 31,174,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 102,903,000 | 101,035,000 | 98,586,000 |
| Interest-bearing deposits | 82,597,000 | 80,553,000 | 79,081,000 |
| Noninterest-bearing deposits | 20,306,000 | 20,482,000 | 19,505,000 |
| Equity capital | 15,866,000 | 16,376,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,620,000 | 3,272,000 | 4,887,000 |
| Interest expense | 397,000 | 744,000 | 1,052,000 |
| Net interest income | 1,223,000 | 2,528,000 | 3,835,000 |
| Noninterest income | 205,000 | 582,000 | 821,000 |
| Noninterest expense | 914,000 | 1,882,000 | 2,833,000 |
| Provision for loan losses | 23,000 | 176,000 | 183,000 |
| Pretax income | 517,000 | 1,078,000 | 1,666,000 |
| Income tax | 115,000 | 245,000 | 384,000 |
| Net income | 402,000 | 833,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 15,287,000 | 15,318,000 | 15,367,000 |
| Total capital | 16,062,000 | 16,222,000 | 16,228,000 |
| Risk-weighted assets | 89,590,000 | 89,253,000 | 88,776,000 |