Call reports 2002
BANKTRUST OF BREWTON — 2002
What BANKTRUST OF BREWTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 122,738,000 | 115,138,000 | 114,012,000 | 119,947,000 |
| Total loans | 67,768,000 | 71,104,000 | 73,218,000 | 74,012,000 |
| Allowance for loan losses | 851,000 | 816,000 | 796,000 | 775,000 |
| Securities available for sale | 31,464,000 | 32,633,000 | 31,760,000 | 32,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,491,000 | 98,534,000 | 96,309,000 | 102,023,000 |
| Interest-bearing deposits | 87,025,000 | 79,392,000 | 77,653,000 | 81,833,000 |
| Noninterest-bearing deposits | 18,466,000 | 19,142,000 | 18,656,000 | 20,190,000 |
| Equity capital | 15,494,000 | 15,271,000 | 15,904,000 | 15,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,436,000 | 5,142,000 | 6,806,000 |
| Interest expense | 526,000 | 993,000 | 1,456,000 | 1,911,000 |
| Net interest income | 1,185,000 | 2,443,000 | 3,686,000 | 4,895,000 |
| Noninterest income | 192,000 | 384,000 | 573,000 | 787,000 |
| Noninterest expense | 790,000 | 1,672,000 | 2,560,000 | 3,362,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 30,000 |
| Pretax income | 579,000 | 1,147,000 | 1,738,000 | 2,335,000 |
| Income tax | 148,000 | 279,000 | 413,000 | 586,000 |
| Net income | 431,000 | 868,000 | 1,325,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,593,000 | 14,904,000 | 15,087,000 | 15,210,000 |
| Total capital | 16,444,000 | 15,720,000 | 15,883,000 | 15,985,000 |
| Risk-weighted assets | 83,142,000 | 84,228,000 | 83,751,000 | 86,076,000 |