Call report 2008Q4
ELKHART COMMUNITY BANK — 2008Q4
The 22 measures ELKHART COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,918,000 | USD | evidence → |
| Total loans | 88,219,000 | USD | evidence → |
| Allowance for loan losses | 1,702,000 | USD | evidence → |
| Securities available for sale | 545,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,449,000 | USD | evidence → |
| Interest-bearing deposits | 83,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,904,000 | USD | evidence → |
| Equity capital | 8,614,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,536,000 | USD | evidence → |
| Interest expense | 2,849,000 | USD | evidence → |
| Net interest income | 2,687,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 1,655,000 | USD | evidence → |
| Provision for loan losses | 1,101,000 | USD | evidence → |
| Pretax income | 78,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 39,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,488,000 | USD | evidence → |
| Total capital | 8,557,000 | USD | evidence → |
| Risk-weighted assets | 84,859,000 | USD | evidence → |