Call report 2005Q4
ELKHART COMMUNITY BANK — 2005Q4
The 22 measures ELKHART COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,649,000 | USD | evidence → |
| Total loans | 70,671,000 | USD | evidence → |
| Allowance for loan losses | 919,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,350,000 | USD | evidence → |
| Interest-bearing deposits | 49,916,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,434,000 | USD | evidence → |
| Equity capital | 8,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,031,000 | USD | evidence → |
| Interest expense | 1,827,000 | USD | evidence → |
| Net interest income | 3,204,000 | USD | evidence → |
| Noninterest income | 298,000 | USD | evidence → |
| Noninterest expense | 1,869,000 | USD | evidence → |
| Provision for loan losses | 417,000 | USD | evidence → |
| Pretax income | 1,216,000 | USD | evidence → |
| Income tax | 490,000 | USD | evidence → |
| Net income | 726,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,889,000 | USD | evidence → |
| Total capital | 7,761,000 | USD | evidence → |
| Risk-weighted assets | 69,753,000 | USD | evidence → |