Call report 2003Q4
ELKHART COMMUNITY BANK — 2003Q4
The 22 measures ELKHART COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,586,000 | USD | evidence → |
| Total loans | 48,388,000 | USD | evidence → |
| Allowance for loan losses | 616,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,565,000 | USD | evidence → |
| Interest-bearing deposits | 38,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,837,000 | USD | evidence → |
| Equity capital | 6,889,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,902,000 | USD | evidence → |
| Interest expense | 910,000 | USD | evidence → |
| Net interest income | 1,992,000 | USD | evidence → |
| Noninterest income | 266,000 | USD | evidence → |
| Noninterest expense | 1,605,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 645,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,661,000 | USD | evidence → |
| Total capital | 6,269,000 | USD | evidence → |
| Risk-weighted assets | 48,628,000 | USD | evidence → |