Call report 2002Q4
ELKHART COMMUNITY BANK — 2002Q4
The 22 measures ELKHART COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,210,000 | USD | evidence → |
| Total loans | 43,277,000 | USD | evidence → |
| Allowance for loan losses | 658,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,149,000 | USD | evidence → |
| Interest-bearing deposits | 39,659,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,490,000 | USD | evidence → |
| Equity capital | 4,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,705,000 | USD | evidence → |
| Interest expense | 950,000 | USD | evidence → |
| Net interest income | 1,755,000 | USD | evidence → |
| Noninterest income | 225,000 | USD | evidence → |
| Noninterest expense | 1,326,000 | USD | evidence → |
| Provision for loan losses | 264,000 | USD | evidence → |
| Pretax income | 394,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,819,000 | USD | evidence → |
| Total capital | 5,368,000 | USD | evidence → |
| Risk-weighted assets | 43,800,000 | USD | evidence → |