Call reports 2022
COASTAL BANK & TRUST — 2022
What COASTAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 198,426,000 | 208,246,000 | 207,005,000 | 191,806,000 |
| Total loans | 128,405,000 | 137,693,000 | 142,154,000 | 149,626,000 |
| Allowance for loan losses | 1,290,000 | 1,345,000 | 1,391,000 | 1,530,000 |
| Securities available for sale | 14,777,000 | 13,261,000 | 14,223,000 | 16,049,000 |
| Securities held to maturity | 1,543,000 | 1,514,000 | 5,411,000 | 6,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,301,000 | 189,208,000 | 188,244,000 | 171,766,000 |
| Interest-bearing deposits | 115,216,000 | 111,474,000 | 115,183,000 | 106,557,000 |
| Noninterest-bearing deposits | 63,085,000 | 77,735,000 | 73,061,000 | 65,209,000 |
| Equity capital | 19,354,000 | 18,348,000 | 18,044,000 | 19,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,243,000 | 5,304,000 | 7,534,000 |
| Interest expense | 64,000 | 132,000 | 202,000 | 287,000 |
| Net interest income | 1,447,000 | 3,111,000 | 5,102,000 | 7,247,000 |
| Noninterest income | 206,000 | 386,000 | 533,000 | 697,000 |
| Noninterest expense | 1,277,000 | 2,627,000 | 4,053,000 | 5,504,000 |
| Provision for loan losses | 29,000 | 84,000 | 130,000 | 269,000 |
| Pretax income | 347,000 | 786,000 | 1,452,000 | 2,171,000 |
| Income tax | 72,000 | 165,000 | 314,000 | 540,000 |
| Net income | 275,000 | 621,000 | 1,138,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,811,000 | 20,794,000 | 21,115,000 | 22,433,000 |