Call reports 2021
COASTAL BANK & TRUST — 2021
What COASTAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 157,517,000 | 174,489,000 | 173,903,000 | 174,128,000 |
| Total loans | 112,316,000 | 117,007,000 | 117,963,000 | 119,403,000 |
| Allowance for loan losses | 1,158,000 | 1,146,000 | 1,215,000 | 1,260,000 |
| Securities available for sale | 18,675,000 | 22,796,000 | 23,690,000 | 16,665,000 |
| Securities held to maturity | 91,000 | 79,000 | 69,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,826,000 | 152,879,000 | 151,917,000 | 152,562,000 |
| Interest-bearing deposits | 81,657,000 | 89,754,000 | 92,350,000 | 94,355,000 |
| Noninterest-bearing deposits | 55,169,000 | 63,125,000 | 59,567,000 | 58,207,000 |
| Equity capital | 19,703,000 | 20,037,000 | 20,568,000 | 20,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,738,000 | 4,763,000 | 6,468,000 |
| Interest expense | 72,000 | 137,000 | 202,000 | 266,000 |
| Net interest income | 1,273,000 | 2,601,000 | 4,561,000 | 6,202,000 |
| Noninterest income | 169,000 | 323,000 | 501,000 | 727,000 |
| Noninterest expense | 1,239,000 | 2,498,000 | 3,790,000 | 5,091,000 |
| Provision for loan losses | 55,000 | 60,000 | 129,000 | 174,000 |
| Pretax income | 247,000 | 476,000 | 1,286,000 | 1,771,000 |
| Income tax | 56,000 | 103,000 | 282,000 | 373,000 |
| Net income | 191,000 | 373,000 | 1,004,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,680,000 | 19,862,000 | 20,493,000 | 20,997,000 |
| Total capital | — | 21,007,000 | — | — |
| Risk-weighted assets | — | 127,942,000 | — | — |