Call reports 2020
COASTAL BANK & TRUST — 2020
What COASTAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,528,000 | 141,928,000 | 143,578,000 | 142,355,000 |
| Total loans | 82,609,000 | 102,936,000 | 105,701,000 | 104,458,000 |
| Allowance for loan losses | 1,035,000 | 1,077,000 | 1,102,000 | 1,102,000 |
| Securities available for sale | 17,237,000 | 15,151,000 | 17,699,000 | 20,319,000 |
| Securities held to maturity | 142,000 | 129,000 | 115,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,825,000 | 121,182,000 | 122,567,000 | 121,539,000 |
| Interest-bearing deposits | 65,512,000 | 73,344,000 | 72,197,000 | 76,988,000 |
| Noninterest-bearing deposits | 32,313,000 | 47,838,000 | 50,370,000 | 44,551,000 |
| Equity capital | 18,881,000 | 19,708,000 | 19,873,000 | 19,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,929,000 | 4,248,000 | 5,604,000 |
| Interest expense | 109,000 | 205,000 | 294,000 | 375,000 |
| Net interest income | 1,130,000 | 2,724,000 | 3,954,000 | 5,229,000 |
| Noninterest income | 129,000 | 250,000 | 413,000 | 569,000 |
| Noninterest expense | 1,138,000 | 2,305,000 | 3,501,000 | 4,632,000 |
| Provision for loan losses | 0 | 43,000 | 68,000 | 68,000 |
| Pretax income | 179,000 | 804,000 | 1,040,000 | 1,358,000 |
| Income tax | 21,000 | 183,000 | 235,000 | 304,000 |
| Net income | 158,000 | 621,000 | 805,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,296,000 | 18,759,000 | 18,943,000 | 19,687,000 |
| Total capital | — | 19,836,000 | — | 20,789,000 |
| Risk-weighted assets | — | 103,714,000 | — | 108,669,000 |