Call reports 2019
COASTAL BANK & TRUST — 2019
What COASTAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,000,000 | 114,969,000 | 113,200,000 | 111,850,000 |
| Total loans | 71,632,000 | 74,206,000 | 77,839,000 | 84,836,000 |
| Allowance for loan losses | 1,054,000 | 1,030,000 | 1,033,000 | 1,034,000 |
| Securities available for sale | 9,111,000 | 12,132,000 | 12,990,000 | 14,280,000 |
| Securities held to maturity | 202,000 | 186,000 | 171,000 | 156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,782,000 | 96,381,000 | 94,212,000 | 92,376,000 |
| Interest-bearing deposits | 62,061,000 | 58,190,000 | 60,994,000 | 61,896,000 |
| Noninterest-bearing deposits | 36,722,000 | 38,191,000 | 33,218,000 | 30,480,000 |
| Equity capital | 17,875,000 | 18,214,000 | 18,453,000 | 18,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,329,000 | 3,634,000 | 4,885,000 |
| Interest expense | 100,000 | 201,000 | 302,000 | 405,000 |
| Net interest income | 1,028,000 | 2,128,000 | 3,332,000 | 4,480,000 |
| Noninterest income | 117,000 | 251,000 | 382,000 | 511,000 |
| Noninterest expense | 916,000 | 1,920,000 | 2,962,000 | 4,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 459,000 | 752,000 | 967,000 |
| Income tax | 48,000 | 98,000 | 162,000 | 198,000 |
| Net income | 181,000 | 361,000 | 590,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,425,000 | 17,604,000 | 17,834,000 | 18,138,000 |
| Total capital | 18,368,000 | 18,601,000 | 18,867,000 | 19,172,000 |
| Risk-weighted assets | 75,070,000 | 79,468,000 | 82,499,000 | 90,146,000 |