Call reports 2018
COASTAL BANK & TRUST — 2018
What COASTAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,662,000 | 108,290,000 | 103,580,000 | 109,663,000 |
| Total loans | 73,198,000 | 73,671,000 | 72,440,000 | 71,343,000 |
| Allowance for loan losses | 1,059,000 | 1,059,000 | 1,059,000 | 1,054,000 |
| Securities available for sale | 8,562,000 | 8,389,000 | 9,171,000 | 9,179,000 |
| Securities held to maturity | 270,000 | 250,000 | 233,000 | 218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,289,000 | 90,596,000 | 85,729,000 | 91,686,000 |
| Interest-bearing deposits | 56,456,000 | 61,077,000 | 59,160,000 | 60,053,000 |
| Noninterest-bearing deposits | 23,833,000 | 29,519,000 | 26,570,000 | 31,633,000 |
| Equity capital | 17,109,000 | 17,238,000 | 17,316,000 | 17,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,053,000 | 3,149,000 | 4,276,000 |
| Interest expense | 72,000 | 146,000 | 230,000 | 315,000 |
| Net interest income | 919,000 | 1,907,000 | 2,919,000 | 3,961,000 |
| Noninterest income | 142,000 | 215,000 | 265,000 | 362,000 |
| Noninterest expense | 846,000 | 1,722,000 | 2,615,000 | 3,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 400,000 | 569,000 | 757,000 |
| Income tax | 52,000 | 102,000 | 136,000 | 181,000 |
| Net income | 163,000 | 298,000 | 433,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,592,000 | 16,745,000 | 16,879,000 | 17,244,000 |
| Total capital | 17,513,000 | 17,667,000 | 17,783,000 | 18,176,000 |
| Risk-weighted assets | 73,378,000 | 73,442,000 | 71,985,000 | 74,348,000 |