Call reports 2017
COASTAL BANK & TRUST — 2017
What COASTAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,707,000 | 98,464,000 | 97,979,000 | 94,843,000 |
| Total loans | 74,391,000 | 79,049,000 | 76,512,000 | 73,913,000 |
| Allowance for loan losses | 1,018,000 | 1,051,000 | 1,059,000 | 1,059,000 |
| Securities available for sale | 8,243,000 | 8,203,000 | 8,024,000 | 7,831,000 |
| Securities held to maturity | 351,000 | 329,000 | 307,000 | 289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,488,000 | 90,015,000 | 89,269,000 | 85,009,000 |
| Interest-bearing deposits | 59,308,000 | 62,549,000 | 62,043,000 | 61,510,000 |
| Noninterest-bearing deposits | 26,180,000 | 27,466,000 | 27,226,000 | 23,499,000 |
| Equity capital | 8,038,000 | 8,309,000 | 8,532,000 | 9,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,955,000 | 2,989,000 | 4,011,000 |
| Interest expense | 74,000 | 146,000 | 221,000 | 299,000 |
| Net interest income | 879,000 | 1,809,000 | 2,768,000 | 3,712,000 |
| Noninterest income | 198,000 | 407,000 | 596,000 | 780,000 |
| Noninterest expense | 877,000 | 1,802,000 | 2,706,000 | 3,602,000 |
| Provision for loan losses | 30,000 | 55,000 | 62,000 | 62,000 |
| Pretax income | 170,000 | 359,000 | 596,000 | 828,000 |
| Income tax | 0 | 0 | 0 | -866,000 |
| Net income | 170,000 | 359,000 | 596,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,217,000 | 8,406,000 | 8,643,000 | 9,007,000 |
| Total capital | 9,159,000 | 9,386,000 | 9,587,000 | 9,941,000 |
| Risk-weighted assets | 75,234,000 | 78,346,000 | 75,418,000 | 74,475,000 |