Call reports 2016
COASTAL BANK & TRUST — 2016
What COASTAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,523,000 | 94,728,000 | 96,851,000 | 91,338,000 |
| Total loans | 69,219,000 | 70,905,000 | 71,058,000 | 74,056,000 |
| Allowance for loan losses | 1,124,000 | 1,018,000 | 1,018,000 | 1,048,000 |
| Securities available for sale | 5,008,000 | 7,923,000 | 7,708,000 | 8,391,000 |
| Securities held to maturity | 466,000 | 437,000 | 407,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,679,000 | 86,762,000 | 88,715,000 | 83,307,000 |
| Interest-bearing deposits | 60,798,000 | 63,040,000 | 65,406,000 | 61,768,000 |
| Noninterest-bearing deposits | 18,881,000 | 23,722,000 | 23,309,000 | 21,539,000 |
| Equity capital | 7,715,000 | 7,796,000 | 7,946,000 | 7,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,748,000 | 2,673,000 | 3,629,000 |
| Interest expense | 90,000 | 185,000 | 278,000 | 359,000 |
| Net interest income | 760,000 | 1,563,000 | 2,395,000 | 3,270,000 |
| Noninterest income | 146,000 | 279,000 | 450,000 | 569,000 |
| Noninterest expense | 832,000 | 1,701,000 | 2,550,000 | 3,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 74,000 | 141,000 | 294,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 141,000 | 294,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,714,000 | 7,781,000 | 7,934,000 | 8,048,000 |
| Total capital | 8,635,000 | 8,737,000 | 8,846,000 | 8,972,000 |
| Risk-weighted assets | 73,507,000 | 76,440,000 | 72,868,000 | 73,834,000 |