Call reports 2015
COASTAL BANK & TRUST — 2015
What COASTAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,624,000 | 76,292,000 | 76,986,000 | 78,703,000 |
| Total loans | 59,329,000 | 61,663,000 | 65,575,000 | 67,453,000 |
| Allowance for loan losses | 982,000 | 1,090,000 | 1,125,000 | 1,124,000 |
| Securities available for sale | 4,293,000 | 5,236,000 | 5,176,000 | 5,070,000 |
| Securities held to maturity | 608,000 | 565,000 | 528,000 | 494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,080,000 | 68,765,000 | 69,280,000 | 70,970,000 |
| Interest-bearing deposits | 53,106,000 | 52,238,000 | 54,250,000 | 55,475,000 |
| Noninterest-bearing deposits | 12,974,000 | 16,526,000 | 15,030,000 | 15,495,000 |
| Equity capital | 7,374,000 | 7,402,000 | 7,547,000 | 7,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,520,000 | 2,327,000 | 3,170,000 |
| Interest expense | 70,000 | 142,000 | 220,000 | 304,000 |
| Net interest income | 662,000 | 1,378,000 | 2,107,000 | 2,866,000 |
| Noninterest income | 108,000 | 245,000 | 409,000 | 543,000 |
| Noninterest expense | 738,000 | 1,521,000 | 2,309,000 | 3,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 102,000 | 207,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 102,000 | 207,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,371,000 | 7,442,000 | 7,548,000 | 7,640,000 |
| Total capital | 8,117,000 | 8,238,000 | 8,407,000 | 8,518,000 |
| Risk-weighted assets | 59,579,000 | 63,360,000 | 68,474,000 | 70,014,000 |